I only go to the Classifieds here to sell, LOL. Which then I send the money to the credit cards.
I have six credit cards, of which three are paid off, and unused. Two have balances but are not in my wallet. One I use and pay off each month.
I always pay more than the minimum...The problem becomes that on the income I have, things like gas, etc., being more expensive, really impact me.
I drive a car that gets 30mpg average, however, I still have to fill up regularly.
I had a job teaching that paid $40k per year, but after you took out all the state-mandated retirement funding, I brought home no more in net pay than I do selling furnaces now. I quit that job because it wasn't worth the hassle.
I've been spending more than normal this year as I've gotten back into guns and hunting after a few years off doing other stuff.
