If you will get dead serious about working your ass off and selling everything you can along with an extra j-o-b or two, then pay 'em off smallest to largest reguardless of interest rate. Don't worry about surfing them to a lower or no interest offer in the mail. If you get serious about this you will be amazed at how fast you can kill 'em off, and the interest rate will not matter!! Pay cash for everything from here on out-don't play with a credit card to get airplane miles or a new toaster...you will find yourself justifying a purchase that you are on the fence about to get your "bonus". Studies show you spend MORE when you use credit...read on where at McDonalds if you pay cahs the avg is around $4, but CC users spent closer to $7...why do you think they all are making it easier to "swip the card in the drive through".
Cancel all your CC's after you pay them off-if you pay cash for everything you won't need a credit score...
Dave
