About 15 years ago, I when out on a Tuna boat, in my pocket I had an AMEX card, before I left to go fly I paid the bill in full as per tradition when you have an AMEX card, I charged a lunch it was not on the bill when I paid it an I forgot about it. It was 6.75 cents. When I got stuck on Gualalcanal, my card was no good because of the 6.75 outstanding unpaid charge. So much about don leave home with out it, I was able to secure transport another way, and when I go home I canceled the account. I was at the time a card member in good standing for 24 years. They called me once a week for the next six years asking if I would come back. I got rid of all the others as well. If it hurt my credit rating, I would not know I don't borrow nothing, and have not done so since 1998. Yea right now I do have a little cash flow problem,with being out of work, but this is a short term problem. I was dumb enough to use a payday loan once and that was enough. I should be all caught up by Mid Jan if not sooner, once I start getting paid for my services in my new gig. I was sold the bill of goods that you build credit with cards and its a good thing to have, well I learned that the whole thing about Credit Cards is to get you into debt, with a small amount of money and you stay there for 20 or 30 years paying interest. Its a stupid thing to sign on for. About the only thing I would borrow money for is a car, my last car loan was in 1991 and well I am still driving the car, I may just buck up some and buy one out right when this one dies.
