Its simple as noted, pay them off as much as you can, while not spending any more. Get a second job if you have to for some time.
I wouldn't dump the cards, simply hold them in case they are ever needed, and thats locked up in a safe.
I've never paid a cent on interest, simply because we dont' use a card as a bank, if we don't have the money we dont' charge it. Believe it or not they actually pay me money.....
And dont' forget once you've learned the only way to use one, to use them on big purchases for the cash back. We just put grandmas funeral on ours....
Jeff
