And...if you get out free and clear...DON'T LEND MONEY TO RELATIVES! You'll be put on the bottom of the list. Ask if they might consider giving you a payment ocasionally and you'll become an instant A$$HOLE! Once..my brother-in-law was jailed on drug related charges. He wanted us to bail him out. I suggested he get in touch with a bail bondsman and maybe put his home up for security. I was labelled a PRICK by my-sister-in-law. It's funny when a relative who drives a better car, has a more expensive home, takes frequent vacations, etc., tries to put the bite on you.
If and when we use our credit cards the balance is immediately paid off. We have a car payment and utilities. Took a long time to get there...second jobs, etc. but it can be done.
Last edited by Roundup; 10/21/08.
