I'd like to get out of credit card debt. However, it is very difficult on my income ($29k per year) and wife's income as a hairstylist.
I have a mortgage which with escrowed taxes is $540 per month.
Just seems like every time I make some headway, something happens and I end up going backwards.
Derek
you need a 'money makeover', a la Dave Ramsay. You are spending too much, have too many toys, eat out too much or a combination of the above.
Cut spending to the bone, get a second job, pay everything you can on the bills, and double up when possible on the mortgage payment.
Before you know it, you will be debt free, like me
