I don't think any horse or mule is all that interested in keeping thier riders safe.They are intersted in keeping themselves safe and the rider is just lucky enough to go along with it. The more mature an animal is,the more that becomes a learned task, along with good training.
When we start trying to impart human emotions and thought proceses into equines,we usually end up in trouble.


If God wanted you to walk and carry things on your back, He would not have invented stirrups and pack saddles