You might want to look at the math of owning new vs used. I did a KBB search of 4-Runners available in my area. Only two 2008's with 4X4 within 75 miles of home and the best deal was $18,000 with just under 100,000 miles. I consider about 15 years and 300,000 miles as far as I want to push one without major restoration. That is a 6 year old truck, (the 2014's are already out) so you should get 9 more years out of it. Breaks down to $2000/year.
The best price on a new vehicle I found was $33,000. If you drive it 15 years it breaks down to $2200/year. Some new versions were as much as $40K. Going that route would be get you up to 2660/year of ownership.
In this case used comes out a little cheaper, but not that much. If you buy new you have at least the 1st 3 years covered by warranty. If you get a lemon you have 3 years to get it fixed, or trade it before you spend a dime. Buying used is a roll of the dice. Most are fine, but you could end up with major repairs on your dime within months, even weeks.
Good advice here. In 2004 I bought a used '98 4Runner 4x4 that turned out to be a real lemon. I put $5K into it in 3 months for repairs (alternator, transmission, etc.) before I decided to unload it. I should have bought new.
Eric
