You might have grown up on one and worked same but i bet you did not have the danger of losing everything is the crop went south.
Everything costs more today and somethings don't last.
As for insurance every one has to have some if they are going to grow/market crops.
Hell bags of cotton seed cost almost 500.00 these days.
When farming a section of land it mounts up real quick and you have no way to know how much money you will get off it until the nut cutting is done.
