By my definition a pilot that makes "business decisions" ain't competent. . . If one insists upon telling the PIC what to do and he/she accepts that in circumstances where flight safety is on the table, you're both stupid.
Can't disagree with your sentiment. There's two types of competency . . . . "stick" competency and "headwork" competency. Seems the mishap pilot was a CFI and ATP so he had the stick part down. Seems he failed the headwork part, by succumbing to "an offer he couldn't refuse."
"All that the South has ever desired was that the Union, as established by our forefathers, should be preserved, and that the government, as originally organized, should be administered in purity and truth." – Robert E. Lee
