Last 4 vehicles were cash w/ a trade-in.
Wife bought a new 2018 GMC Terrain with a trade-in of her 2012 Chevy Equnox. We never mentioned cash and the salesman said I can knock off another $500 if you use GMC Credit. I said sounds like a good deal, any penalty for early payoff, he said non.
So made one payment then paid it off.
Talk about car depreciation, was looking for a summer fun car to replace my 03 BMW Z4 that I've owned for 17 years, came across a 2010 Jaguar XK Convertible with 50K miles, car was a FL car, owned by an older couple that also used it for pleasure. Perfect maintenance records all done by Jag dealers , car looked new.
Sticker price on it in 2010 was $91,000, they sold it to me for $20,500. Hope to drive this one for the next 10 years, by that time I'm 86.

Last edited by jbmi; 02/27/21.

"The older I get, the better I was"