Buy older cars, run them into the ground. I like to have played under $1k per year. $500 is better, with repairs that keeps it under $1k/yr.
From 2007 until 2020 I ran 3 Subarus that totaled $6700. Gave one away, sold the last 2 for $300. So, it averaged out well. Even if I put $1k a year in them (did`t average half that) Cost of ownership was less than many pay in two monthly payments.
The 2012 Ford at $6k won't pencil out as well. But it is nice.
Parents who say they have good kids..Usually don't!