My last couple of vehicles thry required me to borrow at least $20,000 to get an additional $1500 discount. You have to leave the loan active for at least 6 months so I pay about $18000 for the first payment and the make 6 payments of a little over $300 each.
With all discounts I paid $39,600 for my 2019 ram Laramie new in 2019 when sticker was $59,000. A few weeks ago the dealer offered me $44,000 cash to sell it to them because I only have 8,000 miles on it.
I bought a new GMC 1500 all terrain in 2014 and drove it 2.5 years putting 30,000 miles on 8t and then sold it for $2,000 more than I paid. Once in a while you can get good deals on a new one if you but when deals there instead of waiting until you need a new ride. Lately there hasn't been any good deals.
I tried the old used thing before and bought a used Buick regal with a supercharged 3.8. Over 2 years I averaged $4,000 a year in repairs and up keep. I ditched it and leased a brand new Toyota camry fir zero down and $199/month. After 3 years I sold the camry for more than the residual payoff.
If I was a better mechanic I'd own more older vehicles. I still have my 94 yukon 2 door but I don't mind working on it.
Bb
