I don't make major purchases on credit. So I only pay once for my purchases. If you buy something on credit the eventual cost will be twice as much. If you have the personal discipline to wait, save your money and pay cash, then you can buy twice as much because you pay half the price.

I assume that someone else has mentioned this but I'm not going to read the entire thread to find out. Sorry if the sentiment is a repeat.



Wind in my hair, Sun on my face, I gazed at the wide open spaces, And I was at home.