Haven't had one in a while. 10 years or so.
I'd think it'd be pretty dependent on the situation.
Work truck? Is it making you money? Tax benefits?
0% finance? If so, keeping the $50k or whatever in the market making you money may be a better play than dumping it into a car/truck. Then again, if you can't access money to pay it off if you lose your job,etc.., better to not be in that situation.
Decisions, decisions eh?
Maybe Uncle Joe will offer us all a "free" new e-vehicle?
We went the 0% route in 2016 on the wife's vehicle. I wanted her to have AWD when she moved here to snow country, I got to keep the old paid off Matrix for a daily driver and I get to save my old Tacoma for a hunting and "farm supply" vehicle to keep the mileage down on it. ANd our little bit of money got to stay in investment accounts to supplement my retirement.
Y'all keep paying taxes so we Boomers can live these lavish lifestyles we should be accustomed too.