No car payment. Haven't had one in a long time. We drive Toyota's (car, van, truck) and drive them until they die.....but we haven't had one die yet. My commuter Corolla has way over 300,000 on it now....the odometer stops at 299,999.
At some point I'll probably by another commuter, either a couple year old one or may buy new. If buying new I'll buy a base model without the "extras", usually the lowest priced one of what I'm looking at on the lot that hasn't sold because of color or no special whatever someone is looking for... Ask for the invoice sheet and work out a fair deal with the dealer based on final price not monthly payment. It makes things a little easier if I go over the invoice price vs sticker price line by line and then ask about dealer incentives.
I know I can save $ buying a couple of year old used, and did that on the last van, but sometimes it just ain't worth the hassle on a vehicle like what I have now that I'll drive for the next 16+ years.
