0% with a great markdown is rare these days, you can choose 0% or the incentives...you aren't going to get both. I just went through this on a 2020 gmc, the final number is within a few hundred dollars either way over the life of the loan...so dont think you are exactly saving by taking the 0% when it maybe a lot of the times cheaper to take the incentives up front, with the 1.9% interest.
Cash price isn't always the best price either. A lot of makers have incentives if you finance with them, take that extra cash they are offering, and then pay it off shortly afterwards. If not, could be throwing away a few grand. Sort of like what I said above.
Last edited by killerv; 03/02/21.
