I have not had one in years. What is a typical monthly car or truck payment these days.
What is the purchase price of the vehicle. A more or less normal payment would be around $200 per ten thousand.
For the average car purchase of $38,000, that’s less than $800 for a 60 month loan. Sometimes there is even zero interest. You do that math.
Even though I could pay cash for my vehicles, interest rates are so low, it is stupid to pay cash. My investments yield about double what current rates are.