Originally Posted by Chuck_R
Originally Posted by EdM
First SSC check arrived in February. Fishing trip in Alaska booked for this summer and a brown bear hunt a bit later. Panama fishing and Nanimbia next year. A new $30K a year buys some fun.

I'm drawing mine next year at 65 for the same reasons, latest estimate puts it at $34K.


Guys should google Social Security breakeven point, and do a realistic assessment of your longevity.

Bottom line is there's no real one size fits all for when to draw. There's a benefit to drawing earlier while you still have the physical capabilities to enjoy it.. (route I'm taking). Especially if your retirement savings, pensions etc. are covering all the basics.

IAW my latest, I paid in $155K and my employers paid in $159K since "74" when I started working in HS. My breakeven pt is 79 for the delta between collecting at 65 and 67.

Yeah I just started a couple of months before I turn 65. I have to live past 82 for that to be a bad deal but based on my health and family history I'll be done before that. Doing SS and Medicare online was a breeze.