What about guys who are in their early 60’s who continue to work, and want to work until their full retirement age of 67, and haven’t started drawing social security at all, yet…? If they chose to go ahead and ‘also’ start drawing SS before their full retirement age while they continued to work, wouldn’t they ‘also’ have to pay federal income taxes on 85% of the social security money that they’re drawing…?
Worse than that. If you are working and earn over the limit for 2024 $22,230 your SS benefit is reduce $1 for every $2 above that limit if you take it before full retirement age.
