I can relate to being frugal. My daily driver is 23 yrs old with 240K, no A/C, cruise and a stereo even an old dude would be ashamed of. Our house is 900 sq ft.
I do insist on the best optics I can't afford. I'd sell enough guns to get the Swaro 15s if I didn't already have 'em. Binos are the hunting tool you'll use more than anything else.
The clarity and especially the warranty of the upper end glass made me a believer.