Spend your whole life working and end up buying a trailer.
Things happen. ...and it all stays here when you croak anyway.
Or you and your wife can both get college degrees, work 2-3 jobs each. Run two business at once, each of us work a state govt job. Run your side business in the afternoons, nights and weekends, work on your birthday, work on kids' birthdays.
pay off a $250k home at age 29. Haven't had a car payment in 24 years.