Cars payments disappear once you start exclusively buying Honda or Toyota products. I've got a 10 year old Toyota, a 10 year old Acura and an 11 year old Acura. I'd think nothing of driving any of them across country. I think my last car payment was in 2014. sometimes I ponder buying a newer vehicle, but I can't see how it would improve my life. Besides, I'd have to get rid of something and I like the vehicles I've got.