James.
You are talking about personal responsibility. In this day and age a great majority of people don't think they are responsible for themselves.
For example, the.gov has mandated masks not to protect yourself, but to protect the group that is most likely to suffer.
Anyway, enough on that subject. How many poeple out there live paycheck to paycheck. A great majority. That plays into the lack of personal responsibility.
And that paycheck to paycheck mentality crosses all econimic groups. I know several that make $1 million plus that live paycheck to paycheck.
I'm like you, I take personal responsibility seriously for me and my family.
Dave
