People relax too much and seem to think they can go in and out of danger zones on their own time. But if you actually could control such things it would be simple to simply never go into any.
It's a fantasy that you are somehow in charge of the surrounding dangers, or lack thereof.

As for myself I carry a gun 100% of the time when I am dressed and in those times I am not dressed, the gun very close by.
Why? Am I paranoid?
Nope!

Having a gun near when I don't need one does nothing to cause stress or discomfort to me at all.
But in my life there are been many times having one was VERY beneficial to me.

You can't schedule a life and death emergency. If we could we would simply never schedule one.