I am saving for my retirement . Thiis year has been good , fingers crossed. There was a time I had a finance manager, he sucked , went to another one , he sucked , went to another one and he was a crook. I do it myself now with stocks, ETF's and a bit of S&P 500 mutual funds.

But the fruits of the spirit is love, joy, peace, patience, kindness, goodness,faithfulness, Gentleness and self control. Against such things there is no law. Galations 5: 22&23