I plan to work until 67 (another 11 years) and have been putting the max into a standard IRA for a long time. That with my military pension and my wife's 401K's & IRA's, we should be OK. Not depending on social security. And as long as I'm able after 67, I'd like to have a part-time job just for something to do.

"The only two things in life that make it worth livin'
Is guitars that tune good and firm feelin' women"