I'm now in my 25th year of retirement. Have a greater net worth now than at any time in my life. A big piece of this is related to ballooning house prices in our area. We have reached the point in life where we do very little travelling anymore and are happy to spend time with our daughters both of whom are now in their 50's. I still manage to get out on easy hunts. Arthritis is starting to cause problems for my wife. I never earned huge money during my career but had work I enjoyed. My wife never worked outside the house until the first of our girls was about 13. We both feel most of our desires were fulfilled while we were younger and able to travel so no regrets now. There were years when we struggled to save but we still managed to do many things as a family, sufficient to keep us happy.
I can only suggest that anyone who only lives for the day will eventually reach a point where they will wish they had saved. However, to each his own.
JIm
