My wife and I started investing at the rate of $100 a month. That doesn't sound like a lot these days, but back then, I was earning only $1000 a month and she wasn't working at all. After bills and all, we rationed ourselves to a weekly allowance of $5 each. Not daily. $5 a week. But that $100 came out of the paycheck every month, before anything else. "Pay yourself first" was the motto.

It's four decades later now, and let's just say that we, our daughters, and our grandchildren need never worry about money.


Cleverly disguised as a responsible adult.