It isn't carrying them loaded chamber that makes me uncomfortable, it is the recognition that in the many transitions from Condition Three to Condition One and back there is a likelihood of an AD/ND at some point in time. I've been carrying pretty much every day for 10-11 years, and intermittently for several years prior, and I don't leave my semis in Condition One when they are in the car or safe. By my calculations I've avoided around 8,000 to 10,000 thumb-slip AD/ND opportunities during that time by carrying empty chamber. I've simply made the calculation that such an incident is more likely than the chance that I'll find myself in a situation where chambering a round is not possible due to constraints of time or physical ability. If I lived in Denver I'd carry loaded chamber. When my wife and I spend the night in Denver, that's exactly what I do.
Perhaps you've never experienced such an event. Good for you. I had one with a Marlin levergun at the range, Big Brother perforated his car with one (in 30+ years of CCW for him) and I know of others that had have experienced such an incident. Carry long enough and there is a good chance it will happen to you, too.
Lowering the hammer on that lever gun, were you?
I'm still wondering why you think you have to make such transitions with a handgun that you are carrying. My pistols are either loaded or not. The 1911 is C&L when loaded. If I want to unload it, I drop the mag and eject the round in the chamber. Load it back up and chamber a round - safety on. The hammer can stay right where it is. Where is this transition of which you speak? Having trouble keeping your finger out of the trigger guard? DAO pistol - even easier. No safety to deal with. Trigger pull like a DA revolver (only better). What transition? Is it the DA/SA pistol that's the problem in your mind? Why not just eliminate that one from your carry practice? Is it the hammer back that scares you? There are plenty of good pistols that don't use that system and either have long revolver-like trigger pulls or redundant safeties. Personally - I'd ditch that little Beretta .25 simply on the basis of needing to thumb the hammer back from "half-cock safe".
It would make more sense to get your operating systems on a smaller map, so you can actually be ready.
BTW - I've been carrying a lot longer than you, and so have a lot of others here. I'd quit leaning on that statistic if I were you. It is meaningless.
