I have to think that 25k in Texas would get you a pretty nice 4x4 tacoma not just a 2wd. Thats the way I would go. We have a new f150, a 2018 subaru, and a 2006 4x4 tacoma. I find myself getting into the subaru more often than the others when going to run errands. The interior feels a little utilitarian but its fun to drive. It also does awesome in the snow. I wouldnt look past them because of the CVT.