Because I expect to be out of credit card debt by the end oof this year, a fairly confident prediction based on the prior three years. Said original credit card debt originally by a very large margin more than the proposed vehicle purchase price, until the debt consolidation said credit card debt was about six times the anticipated interest rate of a vehicle loan.
I shoulda consolidated two years earlier. Water under the bridge.
So you’re just now getting your finances under control and you want to go out and go right back into debt for what’s essentially a toy?
Since we’re talking frankly here, that’s pretty irresponsible. You’d make my ex-wife proud.
Get out of debt, stay out of debt, and build up a comfortable cushion THEN buy toys you can pay cash for.
