Going on 68 and married 44 yrs.

Have a good woman, one that is not wasteful and takes pleasure in saving money.

Live within your means. Have fun but don't be wasteful. Save for your future.

Have a plan for your future. Pay off your house buy a certain age is one possibility. My house was paid for at age 50. HAVE NO CREDIT CARD DEBT... Strive to be debt free.

If you can do this you'll be far ahead of the game.