, never a good choice to finance a depreciating asset . . . even if they dangle 0%. [/quote]
I was taught that when I took finance in college. But that made the assumption that it "cost" you dollars. (finance charges). In the real world,any time that you can use someones else money to make or save money, you are ahead of the game. The risk that you are taking, is that whatever your money is invested in "tanks".
If I am investing $22000 at 5% return, I am in effect lowering my 0% note by over $90/month.