Couple of thoughts: mass and weight are your friend if doing much more than mowing. I would always shy away from lighter tractors, even if they have comparable or even higher hp. You might ask about getting your rear tires filled with fluid for additional weight. If you’re leaning towards the JD because of the insurance, make sure you read the fine print. Some policies only cover the balance of your loan, not replacing the equipment if it’s stolen or burns up. Finally, in some ways, dealer support trumps everything. I’d talk to folks who’ve had to use the respective service departments. [bleep] happens....and you need to know they’ll take care of you.