When were in our early 20's, my wife graduated from pharmacy school with her doctorate degree one weekend, we got married the next weekend, and then we bought a small house the next year (about half the price of what the bank would have loaned us). We had all her student loans paid off the following year, while still driving our older, used cars. We waited another year to start a family. She says some of the students she works with these days have nearly $100k in student loan debt as they approach graduation, and she does her best to advise them to keep their apartment and their old car until the loans are gone, then start upgrading things and enjoying the fruits of their labor. I wonder how many might actually do that.
