Simple solution....Dont live in an urban scheitt hole!!!
Betting the scenario is something like this:
Older guy that probably worked a blue collar job to buy a modest house in what was a good neighborhood of Milwaukee 30 years ago so he would be reasonably close to his job. Since then he retired and is living on a fixed pension. The neighborhood changed and property values have plummeted, everyone who could afford to move out of the neighborhood has fled, but he couldnt.