Sure, but what if someone wants to be a doctor?
They study hard, make good grades, get a BS in biology where they continue to make good grades, then they apply to medical school.
If they need money, they get a student loan.
Doctors don't have any problems paying off student loans.
they do in primary care ( family medicine, pediatrics, etc)
graduate with $300,000 worth of debt, and get a job that pays $120,000
they're 27 and need to get a car and into a house.
Lot better shape than an English major of course.
now a good 'ologist can make bank from what I see around here.