cfran ..... in short....been to africa 1 time...going again in 25 . not cheap trips at all, think elephant etc. looking at spain , argentina.

those kind of trips are exspensive.....I am retired. so after those trips that's it.....an rm would expand my travel that's it.

or I can die with a paid off house .....cant take it with you....everyone's opinions on this are appreciated......bob