I had an uncle who did one years ago before I'd even heard of them. His wife had died a few years earlier and there were no kids. It worked out pretty well for him. He took the money and when he died his family told the bank to come and get the house which was worth about 1/2 what they loaned him. Every situation is different.


Most people don't really want the truth.

They just want constant reassurance that what they believe is the truth.