I've been carrying a .45 1911 lately because...well, just because. But I have carried a plain old .38 M&P for a long time. 2" and 4". Loaded with Buffalo Bore 158gr SWCHP's, and speedloaders with Underwood hard cast wadcutters (soft lead hollowpoints tend to hang up when reloading. The hard wadcutters slip right into the chambers).

I am definitely a Safariland speedloader man. HKS speedloaders suck, frankly. I always found them fumbly, rattly, and unreliable... and definitely not that fast. I can reload with a Safariland speedloader pretty dang quick, with a lot less fumbling. No, it's not quite as fast and sure as slapping in a magazine into a 1911, but still not too shabby. This is something that I think is important to practice. Get reloading down to where you can do it easily and reliably and you're good to go.