Yup. There is that. You do have to make every shot count. And speed loaders are kind of awkward, vs. a magazine.
You also have to remember that if you start returning fire, you will become the focus of the shooter's attention. Plan accordingly.
Denton,
IMO, your XDS with an 8 round mag, plus a couple of extra's, is a significant step in the right direction.
What about something like a used Gen 3 Glock 19? Reliable, easy to work on, cheap to practice with, great range of gear and after market options, and cheap enough you wouldn't care if you had to drop it in an evidence bag?
And you have an excuse to buy the new Glock 44 in .22 lr for even cheaper practice.
