The simplest example of the what's necessary for salvation comes with the story of the thieves on the cross. Both thieves crucified, a fatal punishment that must be inflicted by another, dying, helpless. One scorns Christ to the end, dies, and ends up in hell. The other, nailed, helpless, dying, with no way whatsoever to help himself, never baptized, recognizes his sins (repents), and accepts Christs as his only salvation (faith) and is rewarded with the promise that "Today you will be with me in paradise."
No hail Marys, no good works. Just resentence and faith.
Some will argue that the thief didn't need baptizing because Jesus hadn't died and risen yet, whatever that has to do with it. It's a pretty lame argument.
“In a time of deceit telling the truth is a revolutionary act.” ― George Orwell
It's not over when you lose. It's over when you quit.
