I guess the only thing that rubbed a nerve was seemingly suggesting that because it had never happened to you, or anybody you knew, that it never happens. But that's obviously not what you meant.
And just as obviously, my attitude is a lot like yours. Otherwise I wouldn't have done all sorts of stuff, including my job, which isn't exactly risk-free!
Good hunting,
“Montana seems to me to be what a small boy would think Texas is like from hearing Texans.” John Steinbeck
