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“Sigh”, I should move on to the obvious and state that in a compact sedan a “fender-bender”’ will in fact bend only fenders while the operator of said sedan incurs very little risk of either death or permanent debilitating injury, said injury in turn incurring ruinous medical costs while at the same time resulting in a reduced or absent personal income, possibly causing a financial and emotional catastrophe to d scene upon one’s wife (if still present) and children.