I absolutely agree, each person must weight the different criteria they feel important. Myself, I will take a little inconvenience in carry to have a full size gun. I typically carry the same gun on and off duty, a 5" S&W M&P9 Pro. This is not for everyone, and I would never assume that my way is the only way. It is an answer to the question, but its not THE answer.
My needs and cost/benefit analysis are a bit different than the typical concealed carrier, and my experiences further dictate my choices. Each person's past is different, and will play a different role in the choices they make.
I was never intending to assault anyone's choice of gun. Any gun is better than none, and one you are confident in is always the best choice. Where I was having issues was with certain folks who are so misinformed, uneducated, or simply naive enough to believe that anything other than what THEY carry is crap, and that nay of the common calibers are really any better than the other.
