Yeah, the half azzed lay-a-way plan was started by one of the big failures of the 19th century..... J.C. Penny. You are obviously are far richer driving around a bunch of cars chained onto a truck.

The "half azzed" plan just keeps selling stuff for merchants in both brick and morter stores and on the net. Wonder if you have the slightest conception of how many BIG dealers in all types of merchandise offer lay-a-away ? Now that credit cards are getting more and more expensive and hard to get, lay-a-way is staging a modest comeback.

Perhaps you might want to get the facts about something before running your mouth over something that you obviously know NOTHING about ?

Nah, sorry I suggested that, runs counter to one of the basic rules of some: open mouth, insert foot, THEN engage brain.