That is, there is no such thing as a person who doesn't theologize; only those who Come to a system that is out of synch with God's revelation of Himself.
I had a neighbor for a short while who believed that God only speaks through the bible and that, apart from the bible, there is no revelation of Him.
He belonged to a Church of Christ and claimed it was central to their beliefs.
Sounds like bad theology to me sir; just like guns, bad use doesn't condemn the thing in my mind.