Christian co-op's seem to have a handle on how to do it?
Christian co-ops can remain cheap because they don't cover things like unwed pregnancies, drug rehab, and a whole host of things that regular insurance must cover. Plus, they call your pastor and verify you don't drink, smoke, and that you live a clean lifestyle while actively attending a church. That's how they can cover someone for $250 a month with a $2500 deductable when the obamacare plans are 800+ and a much higher deductible.
