I am going from poor memory since it's been years since i had to deal with that kind of stuff, but from memory i think a 7 is a straight discharge, not a reorganization.
I think i was right, some interesting language in here:
http://bankruptcy.lawyers.com/consu...-type-of-bankruptcy-chapter-7-or-13.html

Last edited by RoninPhx; 05/23/15.

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